Common Questions About the CSS Profile and IDOC

The CSS Profile is a standardized financial form that is used by approximately 270 colleges and universities across the United States. Overa 100 colleges currently use the IDOC. For high-performing students applying early decision to colleges that meet full need, November application deadlines are creeping up, so you'll want to brush up on these financial aid forms. Plus, the CSS Profile and IDOC are required forms that many first-generation students aren't familiar with. So, let's review!

• What is the CSS Profile?
• An Overview of IDOC
  
  

What is the CSS Profile?

The CSS Profile (College Scholarship Service Profile) is an online form used by about 270 colleges that collects in-depth financial information to help you qualify for financial aid. While the FAFSA is the standard form for federal financial aid, the CSS Profile is used by many schools that award their own institutional aid.

Completing both the CSS Profile and the FAFSA will help schools determine your eligibility for institutional aid. 

What questions are asked by the CSS Profile?

The CSS Profile asks more questions than the FAFSA to gain a better sense of your family's financial situation, such as more details about your most recent tax return.

The CSS Profile will also ask questions about your family's home. A family who rents or is in housing transition will put a 0 for the answer. It will also ask you to estimate the future income of your family.

Lastly, one of the most notable differentiators is that the CSS may require income from your Non-Custodial Parent (a biological parent you mostly haven't lived with in the past year; the FAFSA doesn't require it). If your parent is remarried, their spouse's income will also be included.

Check out our full comparison of the FAFSA and CSS Profile for even more details.

What if I am not in contact with my non-custodial parent?

If you're not in touch with your non-custodial parent, fill out the Non-Custodial Waiver form included in the CSS Profile application. A non-family member such as a counselor, teacher, or social worker will also need to write a letter confirming the information is correct.

Can I explain my unique financial situation?

Yes! It can be very time-consuming filling out the CSS Profile; however, it will give you the opportunity to explain if your family is taking care of an elderly family member, the high cost of child care, medical bills, extended family members in the home, loss of employment, divorce, death, or a family member who is on disability.

What if my family doesn't have any investments?

The CSS Profile asks for information about any investments. If your family doesn't have any, simply answer 0 for any of those questions. Do not leave these questions blank. 

Why must I fill this out at the same time as applying early decision?

If you are accepted early decision in mid-December, the results of your CSS Profile will allow the college to give you a financial aid package. You'll have a few days to determine if your family can afford the aid package. If your family cannot afford the offer, you (the student) can deny the ED acceptance. If you accept the offer, you must call or email all other colleges you applied to and notify them of your accepted ED offer.

Is the CSS Profile free to complete?

No, it is not. According to the College Board, the cost is $25 to fill out the form and $16 per college application.

You may qualify for a fee waiver if one of the following sounds like you (also according to College Board):

• "Family adjusted gross income is up to $100,000
• The student qualified for an SAT fee waiver
• The student is an orphan or ward of the court under the age of 24"

Fee waivers are calculated based on your answers to the CSS Profile and will be determined at the end of the application. If you don't automatically qualify, you can contact the college directly and request a fee waiver based on financial hardship.

How do I complete the CSS Profile?

The CSS Profile can be completed on College Board's website. If you've taken an AP, PSAT, or SAT test via College Board, you already have an account. If not, you'll need to create a College Board account. Once you have the account, go here to fill out the CSS Profile.

Be sure to give yourself plenty of time to complete the form. You'll need to submit it no later than the application deadline.

How can I correct a mistake I made on my CSS Profile?

According to College Board, you can correct a mistake on your CSS Profile by clicking "Correct your CSS Profile" in your application.

What is the deadline to complete the CSS Profile?

Just as the FAFSA typically is (read how the new FAFSA is different), the CSS Profile becomes available for completion on October 1st every year. You should ensure to complete it two weeks before your earliest application deadline. So, if you're applying for early admission, your deadline is much earlier than those who may be applying regular decision. 

You don't have to complete the CSS Profile all at once. You can complete sections and save your progress as you go. Be sure to check each school's website for deadlines, as they may vary by school.

How is the CSS Profile data used?

The CSS Profile is used differently than the FAFSA to help institutions determine how much aid they might award you as a student. For a more detailed understanding, check out this financial aid webinar recap.

An Overview of IDOC

IDOC stands for Institutional Documentation Service, and is an additional service that can assist with financial aid documentation. Similarly to the CSS Profile, the IDOC is also administered by the College Board. As opposed to the CSS Profile and the FAFSA which send a report of your information to colleges, IDOC allows you to submit those documents directly via a secure portal.

If the IDOC is required, you'll be notified via your College Board account as to which documents need uploading. Each college decides which forms they need from you. The service allows you to scan and upload the required documents directly to your college. Students can check here for CSS Profile, IDOC, and Non-Custodial Parent Information requirements for each of their college choices.

First-generation students should work closely with their counselor to assist in this process. Bring a list of what is required for each college and have the counselor scan the documents the way the college requests. It's not unusual for the college to ask for more information down the road, so be sure to watch your College Board account and emails closely.

You've got this!

Completing the CSS Profile, or any financial aid form, can be intimidating at first, but it's pretty straightforward once you dive in. Take your time reading through the questions, and be sure to ask for help from teachers, counselors, and mentors when needed. The CSS Profile is especially valuable for students that are low-income, first generation, and high-achieving. 

The results of these forms paint a much clearer picture of your financial situation and results in a better financial aid package for you! Plan ahead and give your counselor time to assist you in scanning the documents for upload into your IDOC account.

This is one deadline you definitely won’t want to miss.